All Mortgage Calculators

Five free tools to understand the real numbers behind a home purchase: monthly cost, financing vs. paying cash, switching lenders, renovation returns, and rent vs. buy.

Finance vs. Pay Cash

Compare the true cost of financing a home vs. paying cash. Free calculator with opportunity cost, total interest and invested capital over time.

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Loan Portability

Transfer your mortgage to a lender offering a lower rate and see your monthly savings, total savings and how long it takes to recover the fees. Free portability calculator.

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Renovation ROI

Estimate the new value of your home after a renovation and see whether you make a profit or a loss. Free renovation ROI calculator with typical cost recovery by renovation type.

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Rent vs. Buy

Compare renting vs. buying over your planned stay. Free calculator with rent increases, home appreciation, property tax, maintenance and investment returns.

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