Contact Us
Have questions or feedback? We'd love to hear from you.
Have questions about our calculator? Contact our team. We'll respond within 24 hours.
Common Topics
Our calculator covers a wide range of mortgage scenarios. Here are the most common reasons visitors reach out:
Calculation Questions
Need help understanding your results? Ask about monthly payments, amortization schedules, total interest, or how extra payments affect your loan.
Report a Bug
Found something that doesn't look right? Let us know the browser, device, and steps to reproduce the issue so we can fix it quickly.
Feature Requests
Have an idea for a new calculator or improvement? We prioritize features that help the most users. Describe your use case and we'll evaluate it.
Translations & Localization
We support English, Spanish, French, Portuguese, and German. If you'd like to help translate or found a localization error, we'd love your input.
Frequently Asked Questions
Is this calculator free to use?
Yes. Our mortgage calculator is completely free with no registration required. You can use it unlimited times, and all features including amortization schedules, extra payment calculations, and multi-currency support are included at no cost.
Can I use the results for financial decisions?
Our calculator provides estimates for educational and planning purposes only. For official quotes and binding financial decisions, always consult a licensed mortgage lender or financial advisor in your area.
How accurate are the calculations?
We use standard amortization formulas recognized by the financial industry. The accuracy depends on the inputs you provide. For the most accurate results, use your lender's exact interest rate, and include all applicable taxes and insurance costs.
Do you store my financial data?
No. All calculations run locally in your browser using JavaScript. No personal or financial data is sent to our servers. We use anonymous analytics (Google Analytics and Microsoft Clarity) to understand usage patterns, but these never include your calculator inputs.
Can I embed the calculator on my website?
Yes. Visit our Embed This Calculator page for a copy-and-paste iframe snippet. No API key is required, and the embed is free for non-commercial use.
About Our Calculator
MortgageCalc helps homebuyers, real estate professionals, and financial planners estimate monthly mortgage payments with full transparency. Our tool factors in principal, interest, property taxes, homeowners insurance, and optional HOA fees to give you a complete picture of housing costs.
Beyond basic payment estimates, our calculator supports advanced features like SAC and Price amortization methods, combinable extra payments (monthly, quarterly, yearly, and one-time lump sums), live interest rate data from central banks, and four currency options. We also provide country-specific calculators for Brazil (PGBL vs VGBL, Décimo Terceiro), Germany (Brutto-Netto Rechner), and the UK (ISA vs GIA).
Available in five languages — English, Spanish, French, Portuguese, and German — our goal is to make mortgage planning accessible to as many people as possible, regardless of where they live or what language they speak.