About MortgageCalc
Learn about our free mortgage calculator with taxes, insurance and extra payments — built to help you make confident home buying decisions.
Our Mission
We believe that buying a home should be an informed decision. Our free mortgage calculator helps you understand exactly what you can afford — including taxes, insurance and extra payments — so you can plan with confidence.
What We Offer
- Accurate monthly payment estimates with taxes and insurance
- Complete amortization schedule with principal, interest and balance
- Extra payment analysis to show how much time and interest you can save
- Available in 5 languages: English, Spanish, French, Portuguese and German
- 100% free, no registration, mobile-friendly
Why Trust Us
Our calculations follow standard mortgage formulas and US financial guidelines. The tool is transparent, free and designed with your financial education in mind.